Life In Sherman Oaks

Rep. Paul Ryan and the GOP began attacking AARP this week as a “left wing” group. CLICK HERE FOR ARTICLE. And I took particular personal issue with this, because I was able to become a gerontologist because of AARP back in 1975. So — what is AARP and what does it do? The American Association of Retired Persons, has 40 million members and acts as an advocate for seniors citizens [...]

According to the October 2010 FACT SHEET FROM KAISER, the health care reform law gradually lowers out-of-pocket costs in the coverage gap of Part D Medicare. Beginning in 2011, seniors who reach the gap will receive a 50% manufacturers discount on the total cost of brand name drugs. Beginning in 2011, additional subsidies for generic drugs and beginning in 2013, additional subsidies for brand name drugs, will be phased in [...]

When Do I have a Guaranteed Issue Right to purchase Medigap outside of my initial enrollment period? (Initial enrollment period is November 15 through December 31, 2010. Here are the specifics: (1) If your Medicare Advantage Program is leaving Medicare (2) Your Medicare Advantage Program stops providing policies in your area. (3) You move out of your Medicare Advantage plan service area. (4) You have an employer group or union [...]